net: account for encap headers in qdisc pkt len

Refine qdisc_pkt_len_init to include headers up through
the inner transport header when computing header size
for encapsulations. Also refine net/sched/sch_cake.c
borrowed from qdisc_pkt_len_init().

Signed-off-by: Fengyuan Gong <gfengyuan@google.com>
Reviewed-by: Willem de Bruijn <willemb@google.com>
Reviewed-by: Eric Dumazet <edumazet@google.com>
Acked-by: Toke Høiland-Jørgensen <toke@redhat.com>
Link: https://patch.msgid.link/20250702160741.1204919-1-gfengyuan@google.com


Signed-off-by: Jakub Kicinski <kuba@kernel.org>