fs: constify file ptr in backing_file accessor helpers

Add internal helper backing_file_set_user_path() for the only
two cases that need to modify backing_file fields.

Signed-off-by: Amir Goldstein <amir73il@gmail.com>
Link: https://lore.kernel.org/20250607115304.2521155-2-amir73il@gmail.com


Signed-off-by: Christian Brauner <brauner@kernel.org>