cmd/go, embed: exclude .* and _* from embedded directory trees

Discussion on #42328 led to a decision to exclude files matching
.* and _* from embedded directory results when embedding an
entire directory tree.

This CL implements that new behavior.

Fixes #42328.

Change-Id: I6188994e96348b3449c7d9d3d0d181cfbf2d4db1
Reviewed-on: https://go-review.googlesource.com/c/go/+/275092


Trust: Russ Cox <rsc@golang.org>
Run-TryBot: Russ Cox <rsc@golang.org>
TryBot-Result: Go Bot <gobot@golang.org>
Reviewed-by: Ian Lance Taylor <iant@golang.org>