testing/fstest,os: clarify racy behavior of TestFS

The testing.TestFS function assumes that the file system it's testing
doesn't change under it. Clarify this in the documentation and fix the
use of os.TestDirFS that's currently susceptible to this race.

Fixes #42637.

Change-Id: Ia7792380726177f8953d150ee87381b66cb01cb3
Reviewed-on: https://go-review.googlesource.com/c/go/+/282452


Trust: Austin Clements <austin@google.com>
Run-TryBot: Austin Clements <austin@google.com>
TryBot-Result: Go Bot <gobot@golang.org>
Reviewed-by: Bryan C. Mills <bcmills@google.com>